Integration Guides

Virtual Cards API

Reference patterns for account creation, reconciliation, and downstream operations.

Operational model

Virtual accounts should be treated as identifiable operational endpoints with lifecycle ownership, reconciliation rules, and exception handling from day one.

Define who creates, closes, and audits accounts.
Store reference identifiers required for reconciliation.
Separate customer-facing display logic from internal account state.

Reconciliation

Downstream reconciliation should never depend on manual interpretation of payment narratives alone. Use stable identifiers and an explicit matching strategy.

Persist transaction reference data at ingest time.
Design for delayed or duplicated event delivery.
Create an operator workflow for unmatched funds.